About Frosty Accelerate

Building financial confidence through expertise, integrity, and genuine partnership.

Our Story

Frosty Accelerate began in 2018 when our founder recognised a gap in the Leeds financial services market. Too many businesses and individuals were receiving either oversimplified advice that missed crucial nuances or overly complex recommendations they couldn't implement.

We set out to create something different. A consultancy that combined rigorous financial expertise with practical, human-centered guidance. One that prioritised understanding over jargon, and long-term relationships over quick transactions.

Starting from a single office in the city centre, we worked with our first clients to refine an approach that balanced analytical precision with real-world applicability. Word spread. Referrals grew. Within three years, we'd built a reputation for delivering results that actually mattered.

Today, we serve over 300 active clients across Yorkshire and beyond. Our team has grown, but our core philosophy remains unchanged: financial management should empower people to make confident decisions, not confuse them with unnecessary complexity.

Our Values

Clarity Above All

Complex financial situations require clear thinking and clear communication. We distill complicated information into insights you can understand and act upon. If we can't explain it simply, we haven't understood it well enough ourselves.

Tailored Solutions

Generic advice produces generic results. We invest time understanding your unique circumstances, objectives, and constraints before making any recommendations. Your financial strategy should reflect your reality, not someone else's template.

Honest Guidance

Sometimes the right advice isn't what people want to hear. We commit to honest, transparent counsel even when it's uncomfortable. Sugar-coating problems or overpromising outcomes serves nobody's interests.

Long-Term Thinking

Quick fixes rarely create lasting change. We focus on building sustainable financial foundations that serve you for years, not just solving immediate problems. Patient, strategic progress beats hasty shortcuts.

Continuous Learning

Financial markets, regulations, and best practices evolve constantly. We maintain rigorous professional development standards to ensure our advice reflects current realities, not outdated assumptions.

Genuine Partnership

We succeed when you succeed. This isn't a transactional relationship where we deliver reports and disappear. We're invested in your progress and available when you need guidance.

Our Team

Our consultants bring diverse backgrounds in finance, accounting, business strategy, and economics. What unites us is a commitment to making financial management accessible and actionable.

Rachel Henderson

Founder & Principal Consultant

Rachel established Frosty Accelerate after fifteen years in corporate finance and business advisory. She holds an MBA from Leeds University Business School and is a Chartered Financial Analyst. Rachel specialises in strategic planning for SMEs and has particular expertise in retail and hospitality sectors.

David Okonkwo

Senior Financial Consultant

With a background in both accountancy and operational management, David brings practical insight to financial planning. He previously managed finance operations for a national logistics company before joining our team. David focuses on cash flow optimisation and business process improvement.

Sarah Pemberton

Financial Analyst

Sarah joined us after completing her degree in Economics and gaining experience in investment analysis. She excels at identifying patterns in financial data and translating complex analysis into clear recommendations. Sarah primarily supports our business clients with forecasting and budgeting.

Michael Chen

Business Advisory Specialist

Michael spent a decade consulting with professional services firms before specialising in financial management. He understands the unique challenges facing partnerships, consultancies, and advisory businesses. Michael helps clients navigate growth transitions and succession planning.

How We're Different

The financial consultancy landscape is crowded. Here's what sets us apart:

We Prioritise Understanding Over Speed

Many consultancies rush to deliver recommendations based on superficial analysis. We invest time understanding the full context of your situation before proposing solutions. This thorough approach means our advice actually fits your reality.

Plain Language, Always

Financial jargon creates barriers between professionals and clients. We make a conscious effort to communicate in clear, accessible language without dumbing down the substance. You should understand exactly what we're recommending and why.

Implementation Support

A brilliant strategy that sits in a drawer helps nobody. We stay involved during implementation, helping you navigate obstacles and adjust approaches based on real-world feedback. Our job isn't finished when we hand over a report.

No Hidden Agendas

We don't sell financial products or receive commissions from third parties. Our recommendations are based solely on what serves your interests, not what generates additional revenue for us.

Realistic Expectations

We won't promise overnight transformations or guaranteed returns. Instead, we provide honest assessments of what's achievable given your resources, constraints, and market conditions. Trust is built on realistic expectations, not exaggerated claims.

Key Milestones

2018

Foundation

Frosty Accelerate established in Leeds city centre with a focus on serving local SMEs and professional service firms.

2019

Team Expansion

Growing client demand led to our first team expansion, bringing on two additional consultants with specialist expertise.

2020

Crisis Support

Provided emergency financial planning support to over 60 businesses navigating pandemic-related challenges and uncertainty.

2021

100 Client Milestone

Reached 100 active clients and achieved 96% client retention rate, reflecting the quality of our ongoing support.

2023

Service Diversification

Expanded service offering to include specialised support for retail, hospitality, and creative industries based on client demand.

2025

300 Clients Served

Surpassed 300 total clients served since inception while maintaining our commitment to personalised service and attention.

Our Commitment to Leeds

We're proud to be based in Leeds and committed to contributing to the city's business community. Beyond our client work, we participate in local business forums, mentor startups through Leeds City Council initiatives, and support financial literacy programmes in local schools.

Leeds has given us the opportunity to build something meaningful. We believe in giving back through knowledge sharing, community involvement, and supporting the next generation of business leaders.

Let's Start a Conversation

Discover how our approach to financial management could benefit your business or personal finances.

Get in Touch